We are giving below objective type questions alongwith four
choices. You should choose the correct answer and then click on the
"Get Answer to Q No. " tab. You will get the correct answer in the last
column.
Q. No
Question
Choices
Answer
Q76:
Which is the first bank to allow customers to open an account with just aadhar no
(A) Axis Bank
(B) HDFC
(C) ICICI
(D) Kotal Mahindra Bank
Q77:
Which of the following is not true regarding the Inflation Indexed instrument?
(A) The instrument will be 15 year savings instrument
(B) The interest on these securities would comprise of a fixed rate plus inflation
(C) The inflation-indexed securities for retail investors will be linked to the new (combined) consumer price index (CPI).
(D) It will act as an alternative to investing in gold.
Q78:
Banks have put in place a system of SMS alerts so as to help customers in fraud mitigation. Such SMS alerts are
(A) free of cost
(B) different service charges to various categories of customers
(C) uniform service charges to various categories of customers
(D) charges are levied on all customers on actual usage basis
Q79:
The Bhartiya Mahila Bank will offer _______% on Savings Bank balances up to Rs 1 lakh and _______% on balances above
(A) 4% ,4.5%
(B) 4.5% ,5%
(C) 3.5%, 4.5%
(D) 4.5% uniformly
Q80:
Which of the following risk is managed by RTGS?
(A) Settlement Risk and Systematic Risk
(B) Liquidity Risk and Operational Risk
(C) Systematic Risk and Liquidity Risk
(D) Liquidity Risk and Settlement Risk
Q81:
The codes of the IFSC conform to the _______ code
(A) CBS
(B) IBAN
(C) SWIFT
(D) CBDT
Q82:
Banks are required to place a _________ review of ATM transactions to its Board of Directors indicating the quantum of penalties paid reasons thereof and the action taken to avoid recurrence of such instances.
(A) monthly
(B) quarterly
(C) half yearly
(D) yearly
Q83:
Net Interest income is
(A) Interest earned on loans and advances only
(B) Interest earned on investments only
(C) Total interest earned on advances and investment
(D) Difference between interest earned & interest paid
Q84:
The World Bank has signed an agreement with the Indian government to provide a _______ loan to help low-income families secure housing loans.
(A) USD million
(B) USD 100 million
(C) USD 25 million
(D) USD 125 million
Q85:
Which bank recently launched "Branch on wheels" an initiative to offer basic banking services in remote areas which have so far been devoid of banking facilities?
(A) ICICI Bank
(B) HDFC Bank
(C) Axis Bank
(D) State Bank of India
Q86:
RBI has increased the amount of Indian currency from Rs.7500 per person for individuals travelling abroad. What is the new amount ?
(A) Rs.8500
(B) Rs 10,000
(C) Rs 8000
(D) 9500
Q87:
Which of the followig countries has lifted control on banks allowing them to set their own lending rates?
(A) Japan
(B) Singapore
(C) China
(D) Hong Kong
Q88:
The first branch of the Bhartiya Mahila Bank was inagurated at
(A) New Delhi
(B) Mumbai
(C) Kolkata
(D) Bangalore
Q89:
Which bank is the pioneer to apply six sigma concepts in banking business
(A) ICICI Bank
(B) State Bank Of India
(C) Citibank
(D) Axis Bank
Q90:
_________ module is used in six sigma concepts in banking business
(A) DMACI
(B) DMAIC
(C) BMA
(D) CCPM
Q91:
What is the international money transfer service launched by India Post on 11th October 2013?
(A) Intra Cash
(B) Insta Cash
(C) Inter Cash
(D) Instant cash
Q92:
What is the name of the Indonesian bank whose first branch in India was opened on 21st October 2013 at Mumbai
(A) Bank of Indonesia
(B) Bank Internasional Indonesia
(C) Indonesian Bank
(D) None of these
This is our maiden attempt to give such questions.
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