We are giving below objective type questions alongwith four
choices. You should choose the correct answer and then click on the
"Get Answer to Q No. " tab. You will get the correct answer in the last
column.
Q. No
Question
Choices
Answer
Q26:
Which of the following banks has issued Multi Currency World Travel Card?
(A) Karur Vysya Bank
(B) Union Bank of India
(C) Kotak Mahindra Bank
(D) Bank of Baroda
Q27:
Which of the following is not correct regarding the Rajiv Gandhi Equity Savings Scheme.
(A) Those investors whose annual taxable income is below Rs. 10 lacs are eligible under the scheme.
(B) The maximum investment permissible under the scheme is Rs. 50,000.
(C) It is a tax savings scheme which gives tax benefit for new investors.
(D) The scheme aims to promote debt culture in India.
Q28:
According to Pension Fund Regulatory and Development Authority which Bank has been appointed as the new National Pension System Trustee Bank with effect from July 1, 2013.
(A) State Bank of India
(B) Axis Bank
(C) ICICI Bank
(D) Punjab National Bank
Q29:
The Ministry of Rural Development, GOI has launched which of the following by restructuring Swarnajayanti Gram Swarozgar Yojana replacing the existing SGSY scheme, effective from April 1, 2013.
(A) National Rural Livelihood Mission (NRLM)
(B) National Rural Lifecare Mission
(C) National Livelihood Mission
(D) All India Rural Livelihood Mission
Q30:
RBI has now decided that banks may also use the ratings of the ______ for the purpose of risk weighting their claims for capital adequacy purposes in addition to the existing five domestic credit rating agencies.
(A) Standard & Poor
(B) SME Rating Agency of India Ltd
(C) Moodys Investor Service.
(D) None of the above
Q31:
To increase investment in infrastructure, ______funds is proposed to be encouraged. These funds will raise resources and, through take-out finance, credit enhancement and other innovative means, provide long-term low-cost debt for infrastructure projects
(A) Infrastructure Equity Funds
(B) Infrastructure Debt Funds (IDF).
(C) Infrastructure Mutual Fund
(D) Infrastructure Benefit Fund
Q32:
Which one of the following is not the
characteristics of Direct Bank?
(A) It is a bank without a branch network
(B) It offers its services remotely.
(C) It uses online banking, telephone banking and provide access via ATM.
(D) It uses only online banking.
Q33:
"Own your NPA" campaign is launched by which bank to speedily recover NPAs of the bank?
(A) IDBI Bank
(B) ICICI Bank
(C) HDFC Bank
(D) Karur Vysya Bank
Q34:
In the wake of Sarada scam and growing proliferation of deposit taking companies in rural Bengal, the proposed Safe Savings Scheme will be managed by
(A) WBIDFC
(B) ITC
(C) West Bengal Finance Ministry
(D) IDFC
Q35:
Who is heading the committee that is entrusted with the task of
scrutinizing application for new bank licenses?
(A) Usha Thorat
(B) Bimal Jalan
(C) Raghuram Rajan
(D) V Damodaran
Q36:
Who is the chairman of the expert committee which is entrusted with the task of examining the current monetary policy network with a view to strengthen the same?
(A) Dr. Gangadhar Dharba
(B) Dr. P J Nayak
(C) Dr. Urjit Patel
(D) Dr K C Chakraborty
Q37:
The new RTGS System operationalised with effect from October 19, 2013 is based on which standard messaging formats?
(A) ISO 2002
(B) ISO 20022
(C) ISO 2022
(D) ISO 22200
Q38:
The forensic audit of which bank ordered by the Reserve Bank of India is a first in the country's banking history?
(A) United Bank of India
(B) Allahabad Bank
(C) State Bank of India
(D) Union Bank of India
Q39:
Which one of the following is not correct regarding domestic systemically important banks?
(A) These banks are being called “too large to fail”.
(B) whose failure can impact the functioning of the financial system and harm the economy
(C) Such banks will have a higher capital requirement.
(D) The names of the banks classified as D-SIBs will be disclosed in the month of March every year starting from 2015
Q40:
Which of the following indicators are selected by RBI to mark DSIB
(A) Size
(B) Complexity
(C) Interconnectedness
(D) All the above
Q41:
RBI has mandated that the banks intending to enter insurance broking
(A) NPAs, of not more than 3% of their loans.
(B) should have a minimum net worth of Rs 500 crore
(C) should have capital adequacy ratio of 10%
(D) All the above
Q42:
Which of the following norms has been issued by RBI regarding credit card accounts
(A) credit card account will be treated as non-performing asset if the minimum amount due, as mentioned in the statement, is not paid fully within 90 days
(B) credit card account will be treated as non-performing asset if the minimum amount due, as mentioned in the statement, is not paid fully within 120 days
(C) credit card account will be treated as non-performing asset if the minimum amount due, as mentioned in the statement, is not paid fully within 60 days
(D) Credit card accounts cannot be treated as NPA accounts.
Q43:
According to Fortune Magazine,has been named as the “Most Powerful Business Woman "in India for the 3rd consecutive year?
(A) Renu Sud Karnad
(B) Chanda Kochar
(C) Vinita Bali
(D) Ranjana Kumari
Q44:
Which of the following is/are called Bretton Woods institution?
(A) International Monetary Fund
(B) World Trade Organisation
(C) United Nations
(D) Asian Development Bank
Q45:
"India's International Bank" is the tagline of which bank?
(A) SBI
(B) PNB
(C) Bank of India
(D) Bank of Baroda
Q46:
Which of the following regulatory authority has been introduced by the Central Govt. with wide powers to recommend, enforce and monitor the compliance of accounting and auditing standards?
(A) Financial Reporting Authority of India
(B) National Financial Reporting Authority
(C) National Financial Stabilisation Authority
(D) None of the above.
Q47:
Japan will promote ________, a theory which asserts that the advancement of women in the society is directly co-related with its growth rate.
(A) Womenomics
(B) Womenpowerment
(C) Women Empowerment
(D) None of the above.
Q48:
To provide better security for debit card holders, payment services provider, National Payment Corporation of India has introduced a chip based card that provide protection to banks and their customers against card skimming and counterfeiting frauds. Such cards falls under which brand?
(A) Rupay brand
(B) Rupaiya Brand
(C) Rupee Brand
(D) Rupiah Brand
Q49:
As per Govt. guidelines, banks having total business of Rs. 300000 cr are to have how many EDs?
(A) Minimum 2
(B) 2
(C) 3
(D) Maximum 3
Q50:
As per Govt. guidelines, banks having total business of Rs. 100000 cr are to have how many EDs?
(A) Minimum 2
(B) 2
(C) 3
(D) Maximum 3
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